Finance executive with 20+ years of international experience in corporate finance, financial strategy, restructuring, and business transformation across retail, fintech, transportation, and financial services sectors. Proven track record in leading finance functions, managing stakeholder relations, and supporting business growth through strategic planning, capital raising, operational optimization, and process automation. Experienced in IPO (DelfinGroup 2020) and bond issuance projects (DelfinGroup 2014-2020), investor relations, corporate governance, and cooperation with financial institutions and regulators.